CBD and Dubai Holding Real Estate have introduced a new financing option covering both off-plan and ready homes.
Dubai Holding Real Estate has partnered with Commercial Bank of Dubai to introduce a new home financing programme for eligible UAE nationals and residents purchasing properties across Nakheel, Meraas, and Dubai Properties developments.
The programme includes eligible off-plan and completed villas and apartments across Dubai Holding Real Estate’s portfolio, offering both conventional and Islamic financing options, subject to eligibility and approval.
The scheme is designed to give buyers earlier visibility on their borrowing capacity, faster digital pre-approval, and dedicated mortgage support throughout the purchase process.
Financing from 30% construction stage
A key feature of the programme allows eligible customers to access financing once 30% of construction is complete, provided they have already met a 50% payment threshold. This gives off-plan buyers greater certainty ahead of handover and helps them plan remaining payments with a clearer view of financing options.
The programme also offers fixed and variable interest rate options, preferential pricing, fee benefits, and selected premium banking services for qualifying customers.
Support for salaried and self-employed buyers
Salaried customers will benefit from digital pre-approval tools designed to speed up processing times and provide clearer insight into their borrowing capacity.
Self-employed buyers, including entrepreneurs and SME owners, will benefit from simplified documentation requirements and more flexible eligibility criteria.
Eligible customers may also gain access to CBD’s premium banking services, including its Elite banking proposition.
Khalid Al Malik, CEO of Dubai Holding Real Estate, said the partnership with Commercial Bank of Dubai directly addresses buyer needs by enabling earlier and more structured access to home financing across Nakheel, Meraas, and Dubai Properties for UAE nationals and residents, including both salaried and self-employed customers.
He added that by leveraging the scale and diversity of its residential portfolio, Dubai Holding Real Estate aims to give buyers greater confidence to plan and proceed, reinforcing its role in developing accessible, high-quality communities across Dubai’s key destinations.
The partnership comes as Dubai’s property market continues to attract strong demand from both end-users and investors, with developers and banks working to simplify the financing process for buyers in both off-plan and ready-home segments.
