Supporting compliant liquidity rails for the UAE’s virtual asset ecosystem, the launch of USDU on FSRA-regulated Changer.ae strengthens regulated USD-denominated settlement channels within the country’s virtual asset framework.

Abu Dhabi: Universal Digital Intl Limited, the issuer of USDU, has announced that the token is now available on Changer.ae, an Abu Dhabi Global Market (ADGM) entity regulated by the Financial Services Regulatory Authority (FSRA).
The integration brings together two FSRA-regulated firms to support a more structured pathway for USD-denominated digital asset settlement within the UAE’s virtual asset ecosystem.
Universal Digital Intl Limited is authorised by the FSRA to issue a fiat-referenced token for professional clients and is registered with the Central Bank of the UAE (CBUAE) as a Foreign Payment Token Issuer under the Payment Token Services Regulation (PTSR).
Changer.ae is regulated by the FSRA to deal in investments as an agent, arrange investment deals, and provide custody services, including for virtual assets.
Through Changer.ae, eligible clients can access USDU for USD-denominated liquidity and settlement linked to virtual assets.
The availability of USDU on an FSRA-regulated platform is intended to support trading, treasury, and settlement workflows for market participants seeking a regulated USD stablecoin within the UAE’s digital asset ecosystem.
USDU is structured as a fiat-referenced token pegged 1:1 to the US dollar. Its reserves are fully backed by USD held in safeguarded onshore accounts with Emirates NBD and Mashreq Bank, with monthly independent reserve attestations aimed at ensuring transparency around its backing.
The integration represents a further step in developing ADGM-based digital asset infrastructure, linking regulated token issuance, platform access, custody, and brokerage services within a single financial centre. It also supports the broader goal of building compliant liquidity rails for the UAE’s virtual asset ecosystem.
“Making USDU available through Changer.ae is an important step in building practical, regulated USD settlement infrastructure for the UAE’s digital asset markets,” said Juha Viitala, Senior Executive Officer at Universal Digital Intl Limited. He noted that both firms operate within the FSRA regulatory framework, providing a foundation for operational certainty, reserve transparency, and compliant access to USD-denominated liquidity.
Wang Hao, Senior Executive Officer at Changer.ae, said access to regulated USD liquidity is becoming increasingly important for clients active in digital assets. He added that the introduction of USDU strengthens the platform’s ability to support efficient USD-denominated digital asset activity within a regulated environment.
USDU is available in the Changer app for eligible clients, subject to onboarding, compliance, and eligibility requirements. Access remains subject to applicable regulatory and eligibility criteria.


