Rising participation and returns indicate stronger saving habits in the UAE.
Dubai: The number of regular savers in the UAE increased by 37% in 2025 compared to the previous year, reflecting a growing trend toward long-term financial planning among residents.
The Sharia-compliant savings and investment firm reported that bondholders’ funds surpassed Dh18 billion, marking a 14% increase year-on-year, with returns of up to 4.45% paid out to customers.
Growth Across Segments
Demand extended beyond individual savers, with corporate liquidity and treasury solutions rising 28%, highlighting ongoing interest from businesses in stable cash management options.
Participation spans retail savers, high-net-worth individuals, and corporates, reflecting wider adoption of savings and investment products.
Khalifa Al Daboos, Chairman of National Bonds, stated, “The UAE continues to set a global example of resilience, adaptability, and forward-looking vision.”
Customer Base Expands
Over one million customers have engaged with National Bonds’ savings and investment products, with growth fueled by both repeat participation and new account openings.
Mohammed Qasim Al Ali, Group CEO, commented, “Surpassing Dh18 billion in bondholders’ funds clearly reflects consistent and sustained growth driven by strong customer confidence.”
Digital Savings Surge
Digital savings activity grew 72%, highlighting increased use of online platforms for managing savings. Sales to female customers rose 11.33%, with their portfolios increasing by nearly Dh290 million in 2025.
Market Role
The company’s sukuk platform has enabled over Dh237 billion in transactions since its inception, supporting liquidity in the Islamic finance market.
Since its launch, National Bonds has distributed more than Dh4 billion in returns and rewards and has created 232 millionaires through its programmes.
